Wow, I need to settle down! I have a tendency to get down easily, and I really need to stop that. I can say that I'm feeling better about things already because we got the EOB from our insurance and the hospital (because of their provider's contract) has adjust the charge BIG TIME!! That helps us out so much! Our deductible is high, which was our choice, so we should only have to pay that amount. Seriously, I feel so much better.